New Zealand Dollar To United States Dollar
Convert with live exchange rates
1 =
Exchange Rate
1 NZD = 0.573658 USD
1 USD = 1.743200 NZD
30-Day Statistics
Historical Chart
New Zealand Dollar to United States Dollar Exchange Rate
The NZD/USD currency pair represents the exchange rate between New Zealand Dollar and United States Dollar. This rate tells you how many United States Dollar you would receive for one New Zealand Dollar.
Exchange rates between these currencies fluctuate constantly during trading hours based on supply and demand in the foreign exchange market. Our converter displays the mid-market rate, which is the fairest representation of currency value at any given moment.
What Affects Exchange Rates
Economic Indicators
GDP growth, employment rates, and inflation data significantly impact currency values. Strong economic performance typically strengthens a currency.
Interest Rates
Central bank interest rate decisions are among the most influential factors. Higher interest rates often attract foreign investment, increasing currency demand.
Political Stability
Political events, elections, and policy changes can cause significant currency fluctuations. Stable governments tend to have more stable currencies.
Trade Balance
A country's balance of exports and imports affects currency demand. Trade surpluses generally strengthen a currency, while deficits may weaken it.
Frequently Asked Questions
What is the current NZD to USD exchange rate?
The current NZD to USD exchange rate is shown at the top of this page and updates every minute. This mid-market rate represents the fairest exchange rate available and is the same rate used by banks when trading with each other.
How often do exchange rates update?
Our exchange rates update every minute during market hours. The foreign exchange market operates 24 hours a day, 5 days a week, so rates can change at any time except during weekends when major markets are closed.
Will I get this rate at my bank?
Banks and exchange services typically add a margin (spread) to the mid-market rate we display. This margin is how they make profit on currency exchange. The rate you receive may be 1-5% different from the mid-market rate, depending on the provider.
What is the mid-market rate?
The mid-market rate is the midpoint between buy and sell prices in the global currency market. It's considered the "real" exchange rate and is used as a benchmark. When you see exchange rates on financial news, they typically show the mid-market rate.
Popular Currency Pairs
Convert from United States Dollar
Understanding Currency Exchange Rates
Currency exchange rates represent the value of one currency expressed in terms of another. These rates fluctuate constantly based on economic factors, geopolitical events, central bank policies, and market sentiment. Understanding how exchange rates work is essential for anyone involved in international trade, travel, or investment.
The mid-market rate, also known as the interbank rate, represents the midpoint between buy and sell prices in the foreign exchange market. This is the rate that banks use when trading currencies with each other, and it serves as the benchmark for fair currency exchange. Finexly provides mid-market rates to give you the most accurate reference point for your conversions.
When converting currencies for actual transactions, you may encounter spreads or fees charged by banks, payment processors, or exchange services. Our calculator shows you the true mid-market rate, helping you understand the real value of your money and make informed decisions about where and when to exchange.
Tips for Currency Conversion
Compare Providers
Always compare rates from multiple providers before exchanging. Banks, online services, and currency exchange offices often have different rates and fees.
Monitor Rate Trends
Use our historical charts to understand rate trends. If the rate is moving in your favor, it might be worth waiting. If it's moving against you, consider exchanging sooner.
Avoid Airport Exchanges
Airport and hotel currency exchanges typically offer the worst rates. Plan ahead and exchange currency before your trip or use ATMs at your destination for better rates.
